Smyrna Bankruptcy & Debt Lawyer, Georgia

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David E. Galler
About Us | Services
Galler Law, LLC
875 Old Roswell Road: Building B Suite 100 Roswell , GA 30076Â» view map
Bankruptcy, Debt Settlement, Student Loan Debt
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For the last 29 years Galler Law, LLC has represented thousands of families with debt problems, personally filing over ten thousand cases.

800-949-4851
1. David Galler Roswell, GA
  Attorney at Law - GA, 1987
  Georgia State University, J.D. - 1986
2. About UsBio of Galler
  Mr. Galler is licensed to practice in all Georgia State and Federal courts.
3. ServicesAreas of Practice
  Mr. Galler handles student loan debt, mortgage modifications, credit restoration and work injuries.
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Sherynda Lashundra Patrick

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Real Estate, Bankruptcy & Debt, Criminal, Family Law, Wills & Probate

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800-941-7021

100 Galleria Parkway, Atlanta, GA 30339

Brian S. Limbocker

Wills, Bankruptcy, Trusts, Estate Planning

Status: In Good Standing

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2470 Windy Hill Road, Marietta, GA 30067

Susan Wheat Lehner

Workers' Compensation, Employment, Bankruptcy

Status: In Good Standing

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399 Washington Avenue NE, Marietta, GA 30060

N. Jackson Cotney

Bankruptcy, Corporate, Commercial Leasing, Landlord-Tenant

Status: In Good Standing

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800 Kennesaw Avenue N.W., Marietta, GA 30060

Philip L. Pleska

Real Estate, Bankruptcy & Debt

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300 Galleria Parkway, NW, Atlanta, GA 30339

Nicole Carson

Divorce & Family Law, Estate, Real Estate, Criminal, Bankruptcy & Debt

Status: In Good Standing

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400 Galleria Pkwy, Atlanta, GA 30339

Richard Scott Stevenson

Lawsuit & Dispute, Social Security, Business Organization, Credit & Debt

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2675 Paces Ferry Rd Se, Atlanta, GA 30339

Theodore N. Stapleton

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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2802 Paces Ferry Rd Se, Atlanta, GA 30339

Shawn Justin Eisenberg

Bankruptcy

Status: In Good Standing

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3151Stillhouse Creek Dr Se, Atlanta, GA 30339

Danielle Jeanne Eliot

Immigration, Employment, Child Custody, Bankruptcy

Status: In Good Standing

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2470 Windy Hill Road, Marietta, GA 30067

800-923-0641

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LEGAL TERMS

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

Smyrna Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Galler Law, LLC

SPONSORED LAWYERS

Sherynda Lashundra Patrick

Brian S. Limbocker

Susan Wheat Lehner

N. Jackson Cotney

Philip L. Pleska

Nicole Carson

Richard Scott Stevenson

Theodore N. Stapleton

Shawn Justin Eisenberg

Danielle Jeanne Eliot

TIPS

LEGAL TERMS

BANKRUPTCY

CHAPTER 13 BANKRUPTCY

MEANS TEST

TRUTH IN LENDING ACT (TILA)

SUBROGATION

AUTOMATIC STAY

CHAPTER 7 BANKRUPTCY

COSIGNER

CREDITOR

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