Macon Bankruptcy & Debt Lawyer, Georgia

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Alexander Sanders
About | Practice Areas
Kelley, Lovett, Blakey & Sanders
577 Mulberry Street Suite 1515 Macon, GA 31201Â» view map
Bankruptcy & Debt Law
Helping Georgia Get a Fresh Start

Our team is committed to giving you individual attention, and we will keep you informed each step of the way as well as treat you with dignity and respect.

800-908-6480
1. Alexander Sanders Macon, GA
  Attorney at Law- GA, 2006
  Walter F. George School of Law, J.D.
2. AboutKelley, Lovett, Blakey & Sanders
  Helping Georgia Get a Fresh Start
3. Practice AreasExpertise
  Accident & Injury
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John Flanders Kennedy

Litigation, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

Alex D. Sanders

Bankruptcy & Debt, Credit & Debt

Status: In Good Standing Licensed: 18 Years

FREE CONSULTATION

CONTACT

577 Mulberry Street, Macon, GA 31201

Bradley G. Pyles

Estate Planning, Employment Discrimination, Americans with Disabilities Act , Collection

Status: In Good Standing Licensed: 31 Years

CONTACT

Macon, GA 31202

George O. Haskell

Consumer Bankruptcy, Bankruptcy, Car Accident, Animal Bite

Status: In Good Standing Licensed: 22 Years

CONTACT

3985 Arkwright Road, Macon, GA 31210

Matthew Stewart Cathey

Construction, Immigration, Business, Commercial Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

Blake Edwin Lisenby

Real Estate, Litigation, Business, Bankruptcy

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

Ward Stone

Mediation, Wrongful Termination, Business & Trade, Business, Bankruptcy

Status: In Good Standing

CONTACT

577 Mulberry Street, Macon, GA 31201

Gregory Daniel Taylor

Traffic, Health Care Other, Consumer Protection, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

577 Mulberry St, Macon, GA 31201

Gregory Daniel Taylor

Agriculture, Federal Appellate Practice, Business, Bankruptcy

Status: In Good Standing Licensed: 11 Years

CONTACT

577 Mulberry St, Macon, GA 31201

Danny L. Akin

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 46 Years

CONTACT

544 Mulberry Street, Macon, GA 31202

800-923-0641

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Macon Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Kelley, Lovett, Blakey & Sanders

SPONSORED LAWYERS

John Flanders Kennedy

Alex D. Sanders

Bradley G. Pyles

George O. Haskell

Matthew Stewart Cathey

Blake Edwin Lisenby

Ward Stone

Gregory Daniel Taylor

Gregory Daniel Taylor

Danny L. Akin

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LEGAL TERMS

GARNISHMENT

HOUSEHOLDER

BANKRUPTCY TRUSTEE

REPOSSESSION

CHAPTER 13 BANKRUPTCY

DEBT COLLECTOR

CREDIT COUNSELING

COLLECTION AGENCY

PRESUMED ABUSE

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