Gregory Fitzgerald | Orange Bankruptcy & Debt Lawyer

Fitzgerald & Campbell is a Consumer Debt Defense Law Firm unlike any other.  We provide affordable protection to consumers suffering from debt throughout California and assist them in getting out of debt for as little as possible. We resolve judgments, garnishments, student loan debt (federal & private), collection lawsuits, debt settlement, collection harassment and bankruptcy. We have been practicing law for over 25 years and have helped thousands to become debt free on a basis you can afford. Our motto is Admit Nothing, Demand Proof!

Position	Organization	Location	Duration
0	Fitzgerald & Campbell	Santa Ana, CA	2013 - Present
0	The Seideman Law Firm, P.C.	Rancho Cucamonga, Ca.	2006 - 2013
0	Fitzgerald & Malk	Santa Ana, CA	1998 - 2006

School	Degree	Major	Graduation
Southern California College of Law	J.D.	Law School	1991
0	Bachelor

State / Court	Date
0	1991

• Member, Orange County Bar Association, 2013 - Present
  Member, San Bernardino Bar Association, 2013 - Present
  Member, Consumer Attorneys of California, 2013 - Present

• Graduated First in Class | Southern California College of Law | 1990
  

• TEAM vs. Granite State Insurance Company Practice Area: Insurance Date: Aug 15, 2013 Outcome: $855,000 for TEAM Description: Our client Total Education Activity Model (TEAM) had a fire at their facility and the insurance company refused to pay the damages

• Get Out of Debt Guy, Why Most Debt Settlement Companies and Credit Counselors are Bad Medicine, 2013
  The Get Out of Debt Guy, The King of Zombie Debt: the 1099-C, 2011

Gregory Mark Fitzgerald has been a Premium Member since February 11, 2016.
Lawyers with longer memberships tend to have more experience so we use the Membership date to help prioritize lawyer listings on search pages.

Verified Credentials	Date Verified
(1991) Licensed as Attorney in California. Verified with California Bar Association.	February 11, 2016

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Will the Government Sue Student Loan Borrowers?  (2016-02-11 17:54:56)
This article outlines possible government actions against student loan borrowers

Can Debt Collectors Garnish My Federal Benefits?  (2016-02-12 10:38:38)
This article outlines what debt collectors are entitled to garner relating to your federal benefits.

My Ex-Spouse Is Filing for Bankruptcy! Does It Affect Me?  (2016-02-12 11:59:49)
This article outlines your options when an ex-spouse files for bankruptcy.

Understanding Debt Settlement  (2016-02-12 16:42:35)
This article covers some important information regarding the debt settlement process.

Why You Should Hire An Attorney To Settle Pay Day Loans.  (2016-02-12 16:45:40)
Patricia Sanders is a freelance writer and associated with “Wiki.Debtcc.Com” as part time freelance writer. She loves to write on various topics, especially finance. Her writing helps people to get useful suggestions and financial insight to solve their problems.

What is Lien-Stripping in Bankruptcy?  (2016-02-24 14:48:53)
This article covers lien-stripping in bankruptcy proceedings.

Debt Consolidation for Credit Cards  (2016-03-23 12:59:26)
This article points out the ups and downs of credit card consolidation

Debt Relief for Students Defrauded by Corinthian College  (2016-04-07 16:24:11)
This article discusses different financial debt relief options available to students defrauded by Corinthian College.

Student Loan Relief: What if I Have to Drop Out of School?  (2017-08-08 13:23:08)
What to do regarding your student loan if you have to drop out of school.

A DAY IN THE LIFE OF A STUDENT LOAN DEFENSE TRIAL ATTORNEY  (2017-09-05 17:22:06)
This article describes the process and outcome of a recently tried case.

Collecting Judgments: Lenders May Run Your Credit Report to Snoop  (2018-01-03 16:09:29)
If you are finding it difficult to pay your bills and need an experienced debtor rights attorney, contact us at Fitzgerald & Campbell, APLC. We can review your current situation and discuss your options with you, whether that means a negotiated settlement, bankruptcy, or more.

Student Loan Defaults More Common with College Dropouts  (2018-01-04 15:12:12)
A recent news article states that nearly 40 percent of borrowers are in various stages of delinquency or default.

Collection Lawsuits and Delinquencies on the Rise: 2017 Q3 Shows Further Increases  (2018-01-05 14:49:16)
If you are trying to figure out how to handle overwhelming debt or collection lawsuits or judgments, thinking about filing for bankruptcy, or exploring other options for debt reorganization, contact us at Fitzgerald & Campbell, APLC.

US Trillion Dollar Student Loan Crisis – Are You Part of It?  (2018-01-08 13:12:06)
Contact us at Fitzgerald & Campbell, APLC now. Our attorneys have decades of experience in serving clients with student loan debt and similar financial situations. Let us review your case and discuss what would work best for you. We are here to help!

Pre-Emptive Action for Avoiding Default or Court Judgments  (2018-01-11 13:59:12)
If you feel like your own credit-card debt is getting out of control and you need advice, contact Fitzgerald & Campbell, APLC, a law firm with decades of experience in helping clients to explore their financial options. Let us review your case and help you go from there. We are here to help!

Collections Lawsuit: But Who Owns Your Account?  (2018-01-17 13:06:09)
You are probably extremely tired of dealing with financial issues and creditors, and worrying about how to pay bills with money you do not have, but it is worth your time to consult with an experienced law firm like Fitzgerald & Campbell, APLC if you have been served with a collections lawsuit.

Student Loan Crisis: Will it Affect the Entire Economy?  (2018-01-19 12:48:16)
If you are a student loan borrower, keep detailed documentation of your loan and all payments, from the beginning. And if you are being sued for delinquent payments—on a student loan or any other debt—consult with Fitzgerald & Campbell, APLC regarding your options.

Your Financial Future: How Collections Lawsuits Affect You  (2018-01-22 13:08:46)
Credit-card debt can spell serious trouble for many borrowers. With over $3 trillion in credit card debt for consumers in the US today, that leaves many struggling. And the numbers continue to climb according to recent data.

Graduate Students Bearing the Largest Burden of Student Loan Debt  (2018-03-06 12:54:10)
Recent news explores data showing that graduate students tended to take out student loans over three times that of undergraduates.

Collections Lawsuit Aftermath: The Default Judgment  (2018-03-08 13:20:31)
If your debts continue to escalate, along with threats from creditors and collection agencies, consult with a skilled debt management attorney from a firm like Fitzgerald & Campbell, APLC to fend off the threat of a collections lawsuit.

Credit Card Debt: Why It Is Usually Sold Off to Collections Agencies  (2018-03-09 12:59:20)
Are you concerned about credit card debt, hoping to explore ways to set your finances straight once and for all? If you are finding it difficult to pay your bills and need an experienced attorney, contact us at Fitzgerald & Campbell, APLC.

Student Loan Issues: Numerous Factors Result in Non-Payment & Default  (2018-03-12 12:40:12)
If you are currently delinquent or worried about defaulting on your student loans, contact Fitzgerald & Campbell, APLC now so one of our experienced student loan debt attorneys can review your case and discuss all the available options with you.

Does a Charged Off Account Mean the Creditor Will Sue Me or Get a Default Judgment?  (2018-03-13 12:22:34)
If you are finding it difficult to pay your bills and need an experienced business debt defense attorney, contact our office now. The attorneys at Fitzgerald & Campbell can review your current situation and discuss your options with you, even if that means fighting a collections lawsuit, judgment, or helping you file for Chapter 7 bankruptcy.

Collections Lawsuits: Should I Avoid the Process Server?  (2018-03-14 12:51:39)
At Fitzgerald & Campbell, APLC, we can help you explore your options if you are being sued or a judgment has been entered against you. Our attorneys have decades of experience in serving clients with similar financial situations. Let us review your case and discuss what would work best for you. We are here to help!

Consumer Debt Continues to Reach Record Highs  (2018-03-15 12:57:29)
If you are worried about credit card debt and need help negotiating with creditors, contact an experienced firm like Fitzgerald & Campbell, APLC as soon as possible. Our skilled attorneys can also help you if you need to fight a collection lawsuit or work to have a judgment reversed.

Collections Lawsuits: Why Would Creditors Want to Sue Me?  (2018-03-16 13:17:20)
If you are currently concerned about the possibility of or the need to fight a collections lawsuit, consult with an experienced attorney from a firm like Fitzgerald & Campbell, APLC as soon as possible.

Public Service Loan Forgiveness Program May End in 2019  (2018-03-19 13:04:24)
If you are currently delinquent or worried about defaulting on your student loans, contact Fitzgerald & Campbell, APLC now so one of our experienced student loan debt attorneys can review your case and discuss all the available options with you.

Student Loan Delinquencies Rise Despite Government Relief Programs  (2018-03-20 12:55:32)
If you are a student loan borrower and worried about delinquencies or a default—on a student loan or any other debt—consult with Fitzgerald & Campbell, APLC regarding your options. With decades of experience in helping clients navigate areas such as student loans and other debt issues, our attorneys can sit down with you and review your case.

Handling Collections Lawsuits: Respond, Protect Yourself, & Fight!  (2018-03-21 12:02:20)
If you are worried about a creditor lawsuit or judgment, contact us at Fitzgerald & Campbell, APLC. We can review your current situation and discuss your options with you, whether that means a negotiated settlement, fighting a judgment, filing for bankruptcy, or more.

Credit Card Payments & Collections Lawsuits: Check for Old Debt  (2018-03-22 12:57:51)
If you are finding it difficult to pay your bills and need an experienced debtor rights attorney, contact us at Fitzgerald & Campbell, APLC. We can review your current situation and determine the best course of action, whether that means bankruptcy, a negotiated settlement, or exploring other options.

Collections Lawsuit Relief Via Chapter 7 Bankruptcy  (2018-03-23 12:59:40)
If you are finding it difficult to pay your bills, or are being sued, or have judgments granted against you, contact us at Fitzgerald & Campbell, APLC. We can review your current situation and discuss your options with you, whether that means fighting in court, negotiating a settlement, filing for bankruptcy, or more.

Pressure on Student Loan Servicers by State Laws May Ease Up  (2018-03-26 12:56:53)
Have you experienced problems with your loan service provider, or are you in danger of defaulting on your student loan? Contact Fitzgerald & Campbell, APLC now so one of our experienced student loan debt attorneys can review your case and discuss all the available options with you.

Credit Card Lawsuit Aftermath: Picking Up the Financial Pieces  (2018-03-27 12:55:08)
If you are finding it difficult to pay your bills and need an experienced debtor rights attorney, contact us at Fitzgerald & Campbell, APLC. We can review your current situation and discuss your options with you, whether that means a negotiated settlement, bankruptcy, or more.

Student Loan Crisis: Could Better Underwriting Make a Change?  (2018-03-28 13:07:17)
If you are currently delinquent or worried about defaulting on your student loans, contact Fitzgerald & Campbell, APLC now so one of our experienced student loan debt attorneys can review your case and discuss all the available options with you.

US Credit Card Debt: The Figures Continue to Grow—Along with Lawsuits  (2018-03-29 13:36:39)
If you have found yourself served with a summons and complaint, consult with a collections lawsuit attorney from a firm like Fitzgerald & Campbell, APLC as soon as possible. With expert legal help, you may be able to see the case dismissed, along with eliminating the chance for having a default judgment filed against you.

Collections Lawsuit Served: Silence Could Result in Automatic Court Judgment  (2018-03-30 14:51:44)
If you are concerned about impending creditor lawsuits or fighting a default judgment, consult with an experienced law firm like Fitzgerald & Campbell, APLC as soon as possible. A solution can be found to help you through any of these issues, even if a judgment has already been granted.

Rethinking Student Loans: Negotiating with Your Servicer or Refinancing Could Ease Your Debt  (2018-04-02 13:03:48)
If you are concerned about how to handle your debt, consult with a skilled student loan debt attorney from a firm like Fitzgerald & Campbell, APLC as soon as possible.

Student Loan Debt Crisis May Be Offset by Options Offered in New Bill  (2018-04-03 13:36:23)
With decades of experience in helping clients navigate areas such as student loans and other debt issues, the attorneys at Fitzgerald & Campbell, APLC can sit down with you and review your case. We are here to help!

Credit Card Debt Rises in US: Banks Continue to Come Out Ahead  (2018-04-04 12:55:21)
Are you concerned about debt, hoping to explore ways to set your finances straight once and for all? If you are finding it difficult to pay your bills and need an experienced debtor rights attorney, contact us at Fitzgerald & Campbell, APLC.

Fighting Court Judgments Is Often Necessary  (2018-04-05 13:15:03)
If you are worried about a creditor lawsuit or judgment, contact us at Fitzgerald & Campbell, APLC. We can review your current situation and discuss your options with you, whether that means a negotiated settlement, fighting a judgment, filing for bankruptcy, or more.

Median Student Loans With $350 Monthly Payments Can Be a Tough Nut to Crack  (2018-04-06 12:54:32)
If you are a student loan borrower and worried about delinquencies or a default—on a student loan or any other debt—consult with Fitzgerald & Campbell, APLC regarding your options.

Suing Creditors: The Lawsuits Are Often Unsound  (2018-04-09 13:00:13)
Are you concerned about debt, hoping to explore ways to set your finances straight once and for all? If you are finding it difficult to pay your bills and need an experienced debtor rights attorney, contact us at Fitzgerald & Campbell, APLC.

Student Loan Debt Struggles: Are Younger Borrowers Just Set up to Fail?  (2018-04-10 13:08:38)
Are you in danger of defaulting on your student loan or are you experiencing difficulties with your student loan service company? Contact Fitzgerald & Campbell, APLC now so one of our experienced student loan debt attorneys can review your case and discuss all the available options with you.

Default Judgment Granted Against You: The First Steps  (2018-04-11 13:24:00)
If you are worried about a creditor lawsuit or judgment, contact us at Fitzgerald & Campbell, APLC. We can review your current situation and discuss your options with you, whether that means a negotiated settlement, fighting a judgment, filing for bankruptcy, or more.

Property Seizure after the Default Judgment—What Should I Expect?  (2018-04-12 14:12:42)
If you are finding it difficult to pay your bills and need an experienced debtor rights attorney, contact us at Fitzgerald & Campbell, APLC. We can review your current situation and discuss your options with you, whether that means bankruptcy, a negotiated settlement, or exploring other options.

Student Loan Relief Scams: Understanding & Avoiding Them  (2018-04-13 13:06:38)
If you are currently delinquent on student loans or worried about defaulting, seek solid advice before panicking and putting yourself in danger of being scammed. Consult with Fitzgerald & Campbell, APLC regarding your options.

Credit Card Lawsuit Topics: Five Things to Know  (2018-04-16 12:46:39)
If you are worried about a creditor lawsuit or judgment, contact us at Fitzgerald & Campbell, APLC. We can review your current situation and discuss your options with you, whether that means a negotiated settlement, fighting a judgment, filing for bankruptcy, or more.

Collections Agencies & The Rules for Calling Other Parties  (2018-04-18 13:39:26)
If the debt collection process escalates to a collections lawsuit, contact an attorney from a firm like Fitzgerald & Campbell, APLC as soon as possible to file a response. While it may be tempting to ignore such a stressful issue altogether or to procrastinate, you usually have 20 to 30 days to respond.

Collections Activity: Your Options for Making It Stop  (2018-04-19 12:56:56)
If you feel like your finances and credit card debt are getting out of control, contact Fitzgerald & Campbell, APLC, a law firm with decades of experience in helping clients to explore their financial options. Let us review your case and help you go from there.

Student Loan Counseling: Why Isn’t It Effective?  (2018-04-20 13:07:17)
If you are a student loan borrower and worried about delinquencies or a default—on a student loan or any other debt—consult with Fitzgerald & Campbell, APLC regarding your options.

Debt Issues May Affect Every Part of Your Life: Finding Solutions to Thrive Again  (2018-04-23 13:48:45)
Whether you are drowning in medical debt, credit card debt, auto debt, or perhaps all of that and more, an experienced attorney from a firm like Fitzgerald & Campbell, APLC can help you act quickly to get back on track.

Current Student Loan Trends Show Nearly Half May Default in the Future  (2018-04-24 13:27:18)
Are you in danger of defaulting on your student loan or are you experiencing other related financial difficulties? Contact Fitzgerald & Campbell, APLC now so one of our experienced student loan debt attorneys can review your case and discuss all the available options with you.

Gregory Fitzgerald of Fitzgerald & Campbell, APLC in Santa Ana Announces New Book with Simple Clear Steps to Help People with Bankruptcy Alternatives  (2018-04-25 13:31:57)
The Bankruptcy Alternative is a comprehensive book written by Gregory Fitzgerald from Fitzgerald & Campbell, APLC, a debt management attorney firm located in Santa Ana, California. The book provides the keys to a successful debt settlement, including a proven plan to work out debt, stop creditor calls and a path for readers to move forward with solving their debt challenges.

Student Loan Debt Crisis: Pushing it Under the Rug is Dangerous for the US  (2018-04-26 13:18:58)
Are you in danger of defaulting on your student loan or are you experiencing difficulties with your student loan service company? Contact Fitzgerald & Campbell, APLC now so one of our experienced student loan debt attorneys can review your case and discuss all the available options with you.

Debt Collections: Account Verification Can Be Both Necessary & Effective  (2018-04-27 13:07:00)
If you are finding it difficult to pay your bills and need an experienced debtor rights attorney, contact us at Fitzgerald & Campbell, APLC.

Student Loan Blame: Are For Profit Colleges At Fault?  (2018-05-01 13:18:29)
Recent studies have shown that over half of students attending for-profit schools have defaulted on their student loans.

Credit Card Lawsuits: Respond Even If You Know You Owe the Debt  (2018-05-02 12:46:30)
If you are being sued, consult with a skilled collections lawsuit attorney from a firm like Fitzgerald & Campbell, APLC so you can file a thorough response to the lawsuit and figure out the best solution to resolve all your debts.

Debt Collection Agencies: Good at Calling, Poor at Providing Account Histories  (2018-05-03 15:26:30)
Debt collectors are obligated to validate the debt with information about who is owed and how much. This is basic information that they should be able to produce; if they cannot, you may not hear from them again.

College Tuition Continues to Grow and Young Borrowers Are Forced to Take Out Large Student Loans  (2018-05-07 13:02:34)
Defaulting on a student loan almost always entails negative consequences, especially for young borrowers. In some cases, they may be forced to hold off on getting married, having kids, or starting businesses.

Court Judgment Granted Against Me: Why Would the Creditor Back Down Now?  (2018-05-08 12:51:31)
All is not lost simply because the judgment was granted, especially if you had a valid excuse for not filing a response. There is a chance that you were never served documents alerting you to the existence of the lawsuit.

Default Judgments: A Matter Far Serious Than Your Credit Report  (2018-09-07 14:03:04)
You may not have a lot of notice regarding a default judgment, and it can be quite a shock to try to go through the grocery checkout line only to discover your funds have been frozen.

Chief Student Loan Watchdog Resigns  (2018-09-10 15:35:19)
There may be further worries on the student loan debt front as recent news announces the resignation of Seth Frotman, student loan ombudsman at the Consumer Financial Protection Bureau.

Serious Court Judgments: It Can Be Much Worse Than You Imagined  (2018-09-12 16:00:26)
A default judgment is a problem for most due to the potential for wage garnishments of up to 25 percent of disposable income, levying of bank accounts, and seizure of property.

Student Loan Borrowers Take Out Larger Sums for Private Colleges  (2018-09-13 13:01:21)
Student loan borrowers are often held responsible for making payments of over $350 a month, not only straining budgets but also straining marriages to the point of divorce.

Consumer Debt Load Outpacing the US Economy  (2018-09-17 13:46:05)
Recent numbers, provided by the Federal Reserve, show that the number of debt consumers accruing is not in line with economic growth.

Student Loan Debt Topics: Numbers Show Decline in College Enrollments  (2018-09-18 13:55:31)
Typical life milestones are now being delayed for many student loan borrowers as they struggle to get their money issues under control.

Court Judgments: Are they Really Final?  (2018-09-19 14:07:58)
As the bills pile up and debt collections activities escalate, consumers may find themselves searching for options in the face of collections lawsuits or judgments. With the help of a good debt protection attorney, you may be able to cut these actions off.

Student Loans: Colleges Producing Highest Amounts of Debt  (2018-09-20 13:55:56)
While students carry the burden of student loans from an assortment of learning institutions around the US, recent news highlighted the top ten colleges with students carrying the highest balances owed to student loan servicers.